Plan Policy
1–90Locked days per plan
+$Progressive minimum by term
1.05×–4.50×Payout factor range
Emergency70% principal pre-maturity
Marketing Guardrails
Plans & Factors
Formulas render directly from policy to avoid driftPlan | Locked Days | Minimum (USD) | Profit % | Payout Factor | Payout Formula | Emergency (pre-maturity) |
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Emergency Withdrawal: before maturity, user may cancel and recover 70% of principal. All profit is forfeited. Not available once the plan has matured.